NUCO Filings shares your concern about privacy.  Our Company is committed to respecting and protecting the privacy of our customers and potential customers.  Therefore, in accordance with Federal and State laws and regulations, we are providing you with this notice of how we might collect, use, and protect personal information about you that we gather in the process of forming or servicing your business, when and to whom we disclose such information, and the choices you have about the use and disclosure of that information.

 

Collection of Personal Information

NUCO Filings may collect the following categories of Personal Information:

• contact information (e.g., name, address, phone number, email address);
• demographic information (e.g., date of birth);
• identity information (e.g. Social Security Number or other government ID number);
• financial account information (e.g. credit card or bank account information); and
• other personal information necessary to provide products or services to you.

 

We may collect Personal Information about you from:

• information we receive from you or your agent, such as on applications or other forms;
• information about your transactions with NUCO Filings, our affiliates, or others; and

• Information that we receive from others involved in your transaction, such as the real estate agent or lender; and

• information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others.

Collection of Browsing Information

NUCO Filings automatically collects the following types of Browsing Information when you access an NUCO Filings website, online service, or application (each an “NUCO Filings Website”) from your Internet browser, computer, and/or device:

• Internet Protocol (IP) address and operating system;
• browser version, language, and type;
• domain name system requests; and
• browsing history on the NUCO Filings Website, such as date and time of your visit to the NUCO Filings Website and visits to the pages within the NUCO Filings Website.

 

Like most websites, our servers automatically log each visitor to the NUCO Filings Website and may collect the Browsing Information described above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have

created a user account for the NUCO Filings Website and are logged into that account, the NUCO Filings Website may be able to link certain browsing activity to your user account.

Cookies. When you visit the NUCO Filings Website, a “cookie” may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer’s hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the NUCO Filings Website.

 

Use of Personal Information

NUCO Filings uses Personal Information for three main purposes:

• To provide products and services to you or in connection with a transaction involving you.
• To improve our products and services.
• To communicate with you about our, our affiliates’, and others’ products and services, jointly or independently.

 

When Information Is Disclosed

We may disclose your Personal Information and Browsing Information in the following circumstances:

• to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure;
• to nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the

information only to provide such services or functions;

• to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them

to jointly market financial products or services to you;

• to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or
• in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety of NUCO Filings, its customers, or the public.

 

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH AFFILIATES OR NON-AFFILIATED THIRD PARTIES FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

 

 

The law does not require your prior authorization and does not allow you to restrict the disclosures described above.

Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law. We may share your Personal Information with affiliates (other companies owned by NUCO Filings) to directly market to you. Please see “Choices with Your Information” to learn how to restrict that sharing.

We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the NUCO Filings business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to NUCO Filings, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above-described proceedings.

 

Security of Your Information

We restrict access to non-public personal information about you to those employees who need to know that information in order to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

 

Choices With Your Information

If you do not want NUCO Filings to share your information among our affiliates to directly market to you, you may send an “opt out” request as directed at the end of this Privacy Notice. We do not share your Personal Information with nonaffiliates for their use to direct market to you without your consent.

Whether you submit Personal Information or Browsing Information to NUCO Filings is entirely up to you. If you decide not to submit Personal Information or Browsing Information, NUCO Filings may not be able to provide certain services or products to you.

 

For California Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties, except as permitted by California law. For additional information about your California privacy rights, please visit the “California Privacy” page or call (888) 413-1748.

 

For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 714-2710 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email: BCPINFO@ag.state.nv.us.

 

For Oregon Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. Effective August 1, 2021. Copyright © 2021. Fidelity National Financial, Inc. All Rights Reserved.

 

For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures

 

Information From Children

The NUCO Filings Websites are not intended or designed to attract persons under the age of eighteen (18).We do not collect Personal

Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian.

 

International Users

NUCO Filings’ headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country of residence. By providing NUCO Filings with your Personal Information and/or Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice.

Your Consent To This Privacy Notice; Notice Changes

By submitting Personal Information and/or Browsing Information to NUCO Filings, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The Privacy Notice’s effective date will show the last date changes were made. If you provide information to us following any change of the Privacy Notice, that signifies your assent to and acceptance of the changes to the Privacy Notice.

 

Accessing and Correcting Information; Contact Us

If you have questions, would like to correct your Personal Information, or want to opt-out of information sharing for affiliate marketing, contact us by phone at 732.436.1800, be email to orders@nucofilings.com, or by mail to:

NUCO Filings LLC 

200 Boulevard of the Americas Suite 104B 

Lakewood, NJ 08701

We appreciate this opportunity to be of service to you.